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Read in-depth guides with detailed information about the Visa benefits and Mastercard benefits that come with Capital One credit cards. The Visa Infinite credit card sets a new standard for personalized service while providing access to unique benefits and concierge privileges. Learn more. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products. The M&T Visa credit card is the card with features that focus on convenience and security, all with a 0% introductory APR and no annual fee. Active Cash® Card 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. %, % or % variable APR.

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